BEGIN:VCALENDAR
VERSION:2.0
PRODID:-//MicroBalkans 26//Agenda//EN
CALSCALE:GREGORIAN
METHOD:PUBLISH
X-WR-CALNAME:MicroBalkans 26 agenda
X-WR-TIMEZONE:Europe/Skopje
BEGIN:VEVENT
UID:day0-19002300@microbalkans26.com
DTSTAMP:20260820T053700Z
DTSTART:20260923T170000Z
DTEND:20260923T210000Z
SUMMARY:Welcome Cocktail
DESCRIPTION:Location TBC. Informal evening to meet fellow attendees before the conference begins.
LOCATION:Skopje\, North Macedonia
END:VEVENT
BEGIN:VEVENT
UID:day1-09000930@microbalkans26.com
DTSTAMP:20260820T053700Z
DTSTART:20260924T070000Z
DTEND:20260924T073000Z
SUMMARY:Registration & Welcome Coffee
DESCRIPTION:Badge collection\, coffee\, and Innovation Expo preview.
LOCATION:Skopje\, North Macedonia
END:VEVENT
BEGIN:VEVENT
UID:day1-09301000@microbalkans26.com
DTSTAMP:20260820T053700Z
DTSTART:20260924T073000Z
DTEND:20260924T080000Z
SUMMARY:Opening Ceremony
LOCATION:Skopje\, North Macedonia
END:VEVENT
BEGIN:VEVENT
UID:day1-10001100@microbalkans26.com
DTSTAMP:20260820T053700Z
DTSTART:20260924T080000Z
DTEND:20260924T090000Z
SUMMARY:PANEL 1 — Why We Matter: The Role of Non-Bank Lending in the Western Balkans
DESCRIPTION:A manifesto panel: making the case for why non-bank lenders are essential to the regional economy.
LOCATION:Skopje\, North Macedonia
END:VEVENT
BEGIN:VEVENT
UID:day1-11001120@microbalkans26.com
DTSTAMP:20260820T053700Z
DTSTART:20260924T090000Z
DTEND:20260924T092000Z
SUMMARY:Coffee Break & Innovation Expo
DESCRIPTION:Live demos from fintech companies and technology partners.
LOCATION:Skopje\, North Macedonia
END:VEVENT
BEGIN:VEVENT
UID:day1-11201220@microbalkans26.com
DTSTAMP:20260820T053700Z
DTSTART:20260924T092000Z
DTEND:20260924T102000Z
SUMMARY:PANEL 2 — Digital Lending in Practice: What Actually Works in Our Markets
DESCRIPTION:Honest conversation about digitization — what’s deployed\, what flopped\, what’s next.
LOCATION:Skopje\, North Macedonia
END:VEVENT
BEGIN:VEVENT
UID:day1-12201250@microbalkans26.com
DTSTAMP:20260820T053700Z
DTSTART:20260924T102000Z
DTEND:20260924T105000Z
SUMMARY:Fireside Chat
DESCRIPTION:A candid conversation with a CEO who bet the company on digital transformation. Full title and speaker to be announced. — 1-on-1 interview + audience Q&A
LOCATION:Skopje\, North Macedonia
END:VEVENT
BEGIN:VEVENT
UID:day1-12501400@microbalkans26.com
DTSTAMP:20260820T053700Z
DTSTART:20260924T105000Z
DTEND:20260924T120000Z
SUMMARY:Interactive Lunch Tables
DESCRIPTION:Choose your table — each one led by a moderator with a focused topic. After lunch\, each table shares key takeaways with the room.
LOCATION:Skopje\, North Macedonia
END:VEVENT
BEGIN:VEVENT
UID:day1-14001500@microbalkans26.com
DTSTAMP:20260820T053700Z
DTSTART:20260924T120000Z
DTEND:20260924T130000Z
SUMMARY:PANEL 3 — SME Lending: Unlocking the Missing Middle
DESCRIPTION:The opportunity: how non-bank lenders can unlock SME credit — a growing and underserved segment.
LOCATION:Skopje\, North Macedonia
END:VEVENT
BEGIN:VEVENT
UID:day1-15001545@microbalkans26.com
DTSTAMP:20260820T053700Z
DTSTART:20260924T130000Z
DTEND:20260924T134500Z
SUMMARY:Workshop: Practical Credit Scoring When Data Is Scarce
DESCRIPTION:Hands-on session — building decisioning logic with limited inputs. — 15-min framing + 30-min group exercise with real anonymized data
LOCATION:Skopje\, North Macedonia
END:VEVENT
BEGIN:VEVENT
UID:day1-15451615@microbalkans26.com
DTSTAMP:20260820T053700Z
DTSTART:20260924T134500Z
DTEND:20260924T141500Z
SUMMARY:Fireside Chat: The Five-Minute Loan — Fast\, Frictionless\, and Compliant?
DESCRIPTION:In partnership with Evrotrust — a practical conversation about how digital identity\, trusted consent\, and electronic signatures can turn instant loan approval into a secure\, verifiable\, and enforceable lending journey. — 1-on-1 interview + audience Q&A
LOCATION:Skopje\, North Macedonia
END:VEVENT
BEGIN:VEVENT
UID:day1-16151630@microbalkans26.com
DTSTAMP:20260820T053700Z
DTSTART:20260924T141500Z
DTEND:20260924T143000Z
SUMMARY:Coffee Break & Innovation Expo
DESCRIPTION:Second round of expo demos and 1-on-1 meetings.
LOCATION:Skopje\, North Macedonia
END:VEVENT
BEGIN:VEVENT
UID:day1-16301715@microbalkans26.com
DTSTAMP:20260820T053700Z
DTSTART:20260924T143000Z
DTEND:20260924T151500Z
SUMMARY:PANEL 4 — Funding Growth: Where Does the Capital Come From?
DESCRIPTION:The existential question for non-bank lenders: capitalization pathways beyond development grants.
LOCATION:Skopje\, North Macedonia
END:VEVENT
BEGIN:VEVENT
UID:day1-17151730@microbalkans26.com
DTSTAMP:20260820T053700Z
DTSTART:20260924T151500Z
DTEND:20260924T153000Z
SUMMARY:Day 1 Closing Remarks
DESCRIPTION:Key takeaways and preview of Day 2.
LOCATION:Skopje\, North Macedonia
END:VEVENT
BEGIN:VEVENT
UID:day1-20002400@microbalkans26.com
DTSTAMP:20260820T053700Z
DTSTART:20260924T180000Z
DTEND:20260924T220000Z
SUMMARY:Gala Dinner & Cultural Evening
DESCRIPTION:Celebrating the spirit of the Balkans.
LOCATION:Skopje\, North Macedonia
END:VEVENT
BEGIN:VEVENT
UID:day2-08300900@microbalkans26.com
DTSTAMP:20260820T053700Z
DTSTART:20260925T063000Z
DTEND:20260925T070000Z
SUMMARY:Registration & Coffee
LOCATION:Skopje\, North Macedonia
END:VEVENT
BEGIN:VEVENT
UID:day2-09000915@microbalkans26.com
DTSTAMP:20260820T053700Z
DTSTART:20260925T070000Z
DTEND:20260925T071500Z
SUMMARY:Day 2 Opening
LOCATION:Skopje\, North Macedonia
END:VEVENT
BEGIN:VEVENT
UID:day2-09150945@microbalkans26.com
DTSTAMP:20260820T053700Z
DTSTART:20260925T071500Z
DTEND:20260925T074500Z
SUMMARY:Keynote: Digital Macedonia & the Future of Financial Services
DESCRIPTION:North Macedonia’s digital agenda and the Digit Mak project. Speaker to be announced. — Keynote + audience Q&A
LOCATION:Skopje\, North Macedonia
END:VEVENT
BEGIN:VEVENT
UID:day2-09451045@microbalkans26.com
DTSTAMP:20260820T053700Z
DTSTART:20260925T074500Z
DTEND:20260925T084500Z
SUMMARY:PANEL 5 — Building the Financial Framework: A Policy Dialogue
DESCRIPTION:The view from the top: policymakers and regulators on the future of the sector — vision and partnership\, not compliance checklists.
LOCATION:Skopje\, North Macedonia
END:VEVENT
BEGIN:VEVENT
UID:day2-10451100@microbalkans26.com
DTSTAMP:20260820T053700Z
DTSTART:20260925T084500Z
DTEND:20260925T090000Z
SUMMARY:Coffee Break & Innovation Expo
LOCATION:Skopje\, North Macedonia
END:VEVENT
BEGIN:VEVENT
UID:day2-11001200@microbalkans26.com
DTSTAMP:20260820T053700Z
DTSTART:20260925T090000Z
DTEND:20260925T100000Z
SUMMARY:PANEL 6 — The Rules Are Changing: What’s Coming in 2027
DESCRIPTION:From vision to obligation: the concrete rules landing on lenders’ desks — deadlines\, requirements\, and what to do now to be ready.
LOCATION:Skopje\, North Macedonia
END:VEVENT
BEGIN:VEVENT
UID:day2-12001215@microbalkans26.com
DTSTAMP:20260820T053700Z
DTSTART:20260925T100000Z
DTEND:20260925T101500Z
SUMMARY:Short Break
LOCATION:Skopje\, North Macedonia
END:VEVENT
BEGIN:VEVENT
UID:day2-12151300@microbalkans26.com
DTSTAMP:20260820T053700Z
DTSTART:20260925T101500Z
DTEND:20260925T110000Z
SUMMARY:PANEL 7 — The Other Half of Lending: Collections\, Recovery & the Customer Relationship
DESCRIPTION:The part of lending nobody talks about at conferences — but everyone deals with every day.
LOCATION:Skopje\, North Macedonia
END:VEVENT
BEGIN:VEVENT
UID:day2-13001330@microbalkans26.com
DTSTAMP:20260820T053700Z
DTSTART:20260925T110000Z
DTEND:20260925T113000Z
SUMMARY:Fireside Chat: Women Reshaping Lending in the Balkans
DESCRIPTION:A conversation with female leaders who are driving change in the regional lending industry. — Moderated conversation with 2–3 female executives + audience Q&A
LOCATION:Skopje\, North Macedonia
END:VEVENT
BEGIN:VEVENT
UID:day2-13301400@microbalkans26.com
DTSTAMP:20260820T053700Z
DTSTART:20260925T113000Z
DTEND:20260925T120000Z
SUMMARY:CEO Roundtable: What Keeps You Up at Night?
DESCRIPTION:Unscripted conversation with 3–4 CEOs from leading regional lenders. — Moderated conversation with audience interaction
LOCATION:Skopje\, North Macedonia
END:VEVENT
BEGIN:VEVENT
UID:day2-14001415@microbalkans26.com
DTSTAMP:20260820T053700Z
DTSTART:20260925T120000Z
DTEND:20260925T121500Z
SUMMARY:Closing Ceremony: From Ideas to Action
LOCATION:Skopje\, North Macedonia
END:VEVENT
BEGIN:VEVENT
UID:day2-14151545@microbalkans26.com
DTSTAMP:20260820T053700Z
DTSTART:20260925T121500Z
DTEND:20260925T134500Z
SUMMARY:Farewell Lunch
DESCRIPTION:Final networking over local cuisine before afternoon activities.
LOCATION:Skopje\, North Macedonia
END:VEVENT
BEGIN:VEVENT
UID:day2-16001830@microbalkans26.com
DTSTAMP:20260820T053700Z
DTSTART:20260925T140000Z
DTEND:20260925T163000Z
SUMMARY:Optional Afternoon Activities
DESCRIPTION:Pre-registration required. Choose one: Canyon Matka boat tour\, or Skopje Old Bazaar food & culture tour.
LOCATION:Skopje\, North Macedonia
END:VEVENT
END:VCALENDAR