About the Conference
Lending Reimagined.
MicroBalkans is the premier lending conference for the Western Balkans. After Sarajevo (2024) and Dubrovnik (2025), the 2026 edition moves to Skopje under the theme Lending Reimagined — organized by the Group of Non-Banking Financial Institutions at the Economic Chamber of North Macedonia, together with the Western Balkans Alliance.
This year the conference takes a sharp practical turn. Instead of aspirational global fintech topics, MicroBalkans 26 confronts the real challenges and opportunities facing non-bank lenders in the region:
- ▸Why our industry matters
- ▸What’s actually working in digital lending
- ▸Where capital comes from
- ▸How to build credit infrastructure across borders
- ▸How to navigate the regulatory wave coming in 2027
~200 professionals from the lending ecosystem — non-bank lenders, regulators, investors, fintechs, and development finance institutions — from the Western Balkans, Bulgaria, Greece, and Romania.
What’s new in 2026
Practical Focus
Every panel grounded in Western Balkans market reality — not aspirational global fintech.
Fireside Chats
Candid 1-on-1 conversations replacing formal keynotes.
Interactive Lunch Tables
Themed tables with moderators — legal, product, collections, technology, strategy. Choose your peer group.
Startup Pitch Stage
Regional lending and fintech startups pitch live to the community for the MicroBalkans Startup Award 2026.
Interactive Workshop
Hands-on, vendor-neutral, problem-solving format on practical credit scoring with scarce data.
Innovation Expo
Live product demos during every coffee break.
Three Activity Options
Canyon Matka, Skopje Old Bazaar food tour, or a Macedonian winery experience.
Organizer & Co-organizers
MicroBalkans 26 is organized by the Group of Non-Banking Financial Institutions at the Economic Chamber of North Macedonia, together with co-organizers from the Western Balkans Alliance.
Co-organizers · Western Balkans Alliance
Members of the Western Balkans Alliance. Logos to be added — drop into /public/partners/ when available.

Association of Microfinance Institutions in Bosnia and Herzegovina
Bosnia and Herzegovina · Co-organizer

Albanian Microfinance Association
Albania · Co-organizer

Instant Factoring Serbia
Serbia · Co-organizer
Association of Microfinance Institutions of Montenegro
Montenegro · Co-organizer

Association of Microfinance Institutions of Kosovo
Kosovo · Co-organizer
