Why We Matter
The social and economic impact of responsible non-bank lending in the Western Balkans.

Challenges · Opportunities · Solutions
The social and economic impact of responsible non-bank lending in the Western Balkans.
Technology, data and innovation reshaping client experiences — what actually works in our markets.
Cross-border solutions, data portability and the migrant worker challenge enabling financial inclusion.
Where capital comes from — DFIs, institutional investors, securitization, forward flow and beyond.
Navigating CCD II, the AI Act, APR caps and the regulatory wave coming in 2027.
Building trust and effective collections in a digital world — earning the license to operate.
Badge collection, coffee, and Innovation Expo preview.
A manifesto panel: making the case for why non-bank lenders are essential to the regional economy.
Live demos from fintech companies and technology partners.
Latest news
We're moving away from aspirational global fintech topics and grounding every session in Western Balkans market reality. Here's what to expect from the new format.
MicroBalkans Organizing Committee

After Sarajevo and Dubrovnik, the third edition of MicroBalkans heads to Skopje, North Macedonia from 24–26 September 2026 under the theme Lending Reimagined.
MicroBalkans Organizing Committee
Co-organized with the Western Balkans Alliance