Why We Matter
The social and economic impact of responsible non-bank lending in the Western Balkans.
Western Balkans Alliance Conference for the Microfinance SectorLending
Lending
Reimagined
ChallengesOpportunitiesSolutionsInclusion
24–25 September 2026
Skopje, North Macedonia
200+
Delegates · lenders · banks · fintech · IT · investors
15+
Countries · Western Balkans & beyond
13
Sessions · panels · firesides · workshop · keynote
3rd
Edition · Sarajevo · Dubrovnik · Skopje
The Conversation
Key Themes
Digital Lending
Technology, data and innovation reshaping client experiences in practice — what actually works in our markets.
SME Lending
Unlocking the missing middle — product design, scoring and guarantee schemes for small business credit.
Funding & Capital
Where capital comes from — DFIs, institutional investors, securitization, forward flow and beyond.
Regulation & EU
Navigating CCD II, the AI Act, APR caps and the regulatory wave coming in 2027.
Collections & Trust
Building trust and effective collections in a digital world — earning the licence to operate.
Two Days · Skopje
Agenda Preview
- 09:00 – 09:30
Registration & Welcome Coffee
Badge collection, coffee, and Innovation Expo preview.
- 09:30 – 10:00
Opening Ceremony
- 10:00 – 11:00
PANEL 1 — Why We Matter: The Role of Non-Bank Lending in the Western Balkans
A manifesto panel: making the case for why non-bank lenders are essential to the regional economy.
Speakers TBA
- 11:00 – 11:20
Coffee Break & Innovation Expo
Live demos from fintech companies and technology partners.
- 11:20 – 12:20
PANEL 2 — Digital Lending in Practice: What Actually Works in Our Markets
Honest conversation about digitization — what’s deployed, what flopped, what’s next.
Speakers TBA
- 12:20 – 12:50
Fireside Chat
A candid conversation with a CEO who bet the company on digital transformation. Full title and speaker to be announced.
1-on-1 interview + audience Q&A
Latest news
View all newsFrom the conference desk
formatagenda
What's New in 2026 — A Sharper, More Practical MicroBalkans
We're moving away from aspirational global fintech topics and grounding every session in Western Balkans market reality. Here's what to expect from the new format.
MicroBalkans Organizing Committee
announcement
MicroBalkans 26 Announced — Lending Reimagined Comes to Skopje
After Sarajevo and Dubrovnik, the third edition of MicroBalkans heads to Skopje, North Macedonia from 24–25 September 2026 under the theme Lending Reimagined.
MicroBalkans Organizing Committee
Organized by
NBFI Group of North Macedonia
at the Economic Chamber of North Macedonia
Co-organized with the Western Balkans Alliance